FDIC-Insured – Backed by the full faith and credit of the U.S. Government
Program Purpose
The Teach a Child to Save Program is designed to encourage positive saving habits and financial education among youth. Through simple, age-appropriate activities, the program introduces young customers to banking concepts while rewarding participation with a small savings incentive. This program supports the bank’s commitment to financial literacy, community engagement, and long-term customer relationships.
Program Structure
Teach a Child to Save operates as one unified program with multiple qualifying activities offered from time to time. While activities may change or rotate, the core program rules, and incentive structure remain consistent. Activities may include educational or engagement-based actions each with clearly defined participation requirements. The program and qualifying activities may be modified or discontinued at any time.
Incentive Guidelines
Incentive Amount: $5.00 per qualifying activity. The incentive amount is consistent across all qualifying activities and is treated as a non-interest promotional credit. The incentive does not affect:
Interest rate or APY
Fees
Minimum balance requirements
Deposit Method: The incentive is deposited directly into the child’s Super Savings account.
Timing: The incentive is credited when the child participates in or redeems a qualifying activity
No Conditions to Earn the Incentive:
If no existing account is open, the incentive will fund the opening deposit
If an existing account is open, the incentive will be deposited into the account
No minimum balance required
No hold period
No requirement to keep the account open for a specific length of time
The incentive is intended as a small educational reward and is not tied to account performance or ongoing account requirements.
Qualifying Activities
Report Card Incentive
As part of the Teach a Child to Save program, youth may earn a $5.00 incentive by participating in the Report Card Incentive activity.
Participation Requirements
Participant must be an eligible youth under the Teach a Child to Save Program
Participant must present a report card for the current or most recent grading period
The report card may be issued by a traditional school, homeschool program, or online/virtual school
Report cards may be presented in paper or electronic format. The child is not required to be present; a parent, guardian, or other individual may present the report card on the child’s behalf
The incentive may be earned once per grading period
The report card must be presented prior to the start of the next grading period
Both new and existing Super Savings accounts are eligible
The Report Card Incentive is designed to encourage positive academic habits and engagement with saving. While the activity promotes good grades as a goal, the incentive is awarded based on participation rather than academic performance. Any report card presented by an eligible youth customer qualifies for the incentive. Academic performance does not impact eligibility.
Activity Overview
Qualifying activities may be added or removed in the future and will be documented with any specific requirements applicable to that activity.
Eligibility
Program is available to customers age 18 and under
Child must open or already have a Super Savings account
The same program rules apply to new and existing customers
Unless otherwise specified within an individual activity, eligibility and incentive terms are consistent for all participants.