Member FDIC  FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Business Savings Banner

Business Savings

Main

Grow Your Business Reserves - Savings & Money Market Accounts Built for Alabama Entrepreneurs

Simple ways to earn interest on excess cash in Brantley, Ramer, Pike Road, Luverne and beyond.

Increase Your Savings with Brantley Bank

  • Earn interest on your balance, hometown guidance. Keep reserve funds working instead of sitting idle.
  • Easy access when you need it. Transfer online, swipe your business debit card, or visit any branch.
  • Local decisions, quick answers. Talk to bankers who understand south-central Alabama business cycles.

A banker working at his desk


Business Savings

Start Small, Grow Steady

What is a Business Savings Account?

We offer a safe, interest-bearing place to store emergency funds, payroll buffers, or tax reserves, separate from everyday business checking.

Why choose Business Savings?

  • Build a cushion for taxes and surprises.
  • Separate working capital from long-term goals.
  • Still earn interest while keeping funds liquid.
Business Savings Details Benefit to You
$100 minimum opening deposit Low barrier to get started
Interest bearing Earn while you plan
Nine (9) free withdrawals per quarter Easy access to funds for occasional needs
Service charge $0 with daily balance $100.01 & over; otherwise, $3/quarter for daily balances $100 & below
Online & mobile banking Move money, set alerts 24/7
Excess withdrawal fee Nine withdrawals each quarter. $5 per withdrawal once limit is reached

Business Money Market (MMDA)

Higher Balance, Higher Convenience

What is a Business Money Market Account?

It's an interest-bearing account that combines savings-level returns with limited checking features. A Business Money Market Account is ideal for larger cash balances that need quick access.

Why choose a Money Market Account?

  • Keep excess operating cash earning a better rate.
  • Write occasional checks or use your debit card without draining checking.
  • Avoid monthly service charge by maintaining qualifying balances.
Business MMDA Details Benefit to You
$2,500 minimum to open Designed for growing businesses
Interest bearing Put excess business funds to work earning interest
Business debit card Swipe for supplies or client lunches
Online & mobile banking + Bill Pay Manage cash on the go
Monthly service charge tiers $0 when daily balance stays above $2,500.01
$10 if $1,500.01–$2,500
$12 if $1,500 or below
Savings Made Simple roundups Every debit purchase rounds up

How to Open a Business Savings or Money Market Account

  1. Gather your business docs. EIN, operating agreement, and a valid photo ID.
  2. Visit any Brantley Bank branch. Our quick form lets you begin from the office and finalize in person at one of our branch locations.
  3. Fund the account. $100 minimum opening deposit for Business Savings and $2,500 for MMDA; easily transfer from your Brantley business checking or another bank.

Frequently Asked Questions

No. Rates may vary between Business Savings and Business Money Market accounts. Rates may differ and can change over time. Contact us for current rate information.

Absolutely. Brantley Bank is a Member of FDIC. Your business deposits are insured up to legal limits.

Put Your Idle Cash to Work Today

Add interest to your operating strategy without sacrificing hometown service. Stop by Brantley, Ramer, Pike Road, or Luverne or contact us to open a business savings or money market account in minutes.

Contact Us

(Member FDIC. Fees may reduce earnings. See account disclosures for full details.)