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Mortgage Services at Brantley Bank - Your Path to Home Ownership

Ready to purchase, refinance, or build? We’re here to make your dreams a reality.

At Brantley Bank, we understand that buying a home, refinancing, or starting a new construction project is a huge milestone. Whether you’re a first-time homebuyer, looking to refinance your mortgage, or planning the construction of your dream home, our Mortgage Services are here to help you achieve your goals with ease. Serving Brantley, Ramer, Pike Road, and Luverne, we offer personalized mortgage solutions that suit your unique financial needs.

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Why Choose Brantley Bank for Your Mortgage?

Personalized Mortgage Solutions

At Brantley Bank, we offer a range of mortgage options designed to fit your personal situation. Whether you're buying your first home, refinancing to lower your payments, or starting new construction, we have the mortgage loan products you need to make the process smooth and stress‑free. Our options include:

  • Home purchase loans to get you into the home of your dreams
  • Refinancing loans to lower your rate or change loan terms
  • Construction loans to finance your custom-built home
  • Home equity loans to use the value in your home
  • Renovation & Rehab loans for buying a home that needs repairs or updates or renovating a home you already own

Additional Options:

  • VA loans for eligible veterans and active military
  • FHA loans for first-time homebuyers
  • USDA loans

Competitive Rates and Terms

We offer competitive interest rates and flexible repayment terms to ensure that your mortgage fits your budget. Whether you need a fixed-rate mortgage or a variable-rate loan, our experienced loan officers will work with you to find the best option for your needs.

Local, Trusted Experts

At Brantley Bank, we are deeply committed to helping our neighbors achieve their homeownership dreams. Our loan officers live in the same communities we serve, and we take pride in offering personalized service you won’t find at big banks. We’ll guide you every step of the way, from application to approval, and make sure you understand your mortgage options.

Quick and Easy Application Process

Our streamlined mortgage application process makes applying simple and efficient. You can apply online, meet with a loan officer in person at one of our Brantley, Ramer, Pike Road, or Luverne locations, or use our secure portal to submit your documents. The application process is fast, and our team will keep you updated throughout.


Mortgage Loan Benefits

  • Local, personalized service from Brantley Bank’s team of experts
  • Competitive rates to make homeownership more affordable
  • Flexible terms to fit your financial goals
  • Online tools to help you track your application and manage your loan

How to Get Started with Your Mortgage Loan

  1. Contact one of our mortgage loan officers to discuss your needs.
  2. Submit your application online or at one of our Brantley, Luverne, Pike Road, or Ramer locations.
  3. Once approved, finalize your mortgage and begin the journey to your new home!

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Frequently Asked Questions

We offer a variety of mortgage products, including home purchase loans, refinancing, construction loans, and more. Whether you're buying your first home, refinancing your existing loan, or building a new one, we have the right solution for you.

Yes! You can complete the mortgage application online through our secure portal. You can also schedule an appointment to meet with one of our loan officers at any of our branches.

The approval time can vary depending on the type of loan and complexity of your application. However, we strive to process all mortgage applications as quickly as possible, often within a few days.

To get started on a mortgage application, we'll collect basic information such as your income, social security number, property address, estimated property value, and the loan amount you are seeking. As we move through the process, we'll also request supporting documents like pay stubs, tax returns, and identification. Our loan officers will guide you every step of the way.

Ready to Buy, Refinance, or Build?

At Brantley Bank, we’re here to help you turn your homeownership dreams into reality. With competitive rates, flexible options, and personalized service, we make it easier to find the right mortgage for your needs. Contact us today to get started on your mortgage journey.

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