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Teach a Child to Save Program

Program Purpose

The Teach a Child to Save Program is designed to encourage positive saving habits and financial education among youth. Through simple, age-appropriate activities, the program introduces young customers to banking concepts while rewarding participation with a small savings incentive. This program supports the bank’s commitment to financial literacy, community engagement, and long-term customer relationships.

Program Structure

Teach a Child to Save operates as one unified program with multiple qualifying activities offered from time to time.  While activities may change or rotate, the core program rules, and incentive structure remain consistent. Activities may include educational or engagement-based actions each with clearly defined participation requirements. The program and qualifying activities may be modified or discontinued at any time.

Incentive Guidelines

Incentive Amount: $5.00 per qualifying activity. The incentive amount is consistent across all qualifying activities and is treated as a non-interest promotional credit. The incentive does not affect:

  • Interest rate or APY
  • Fees
  • Minimum balance requirements

Deposit Method: The incentive is deposited directly into the child’s Super Savings account.

Timing: The incentive is credited when the child participates in or redeems a qualifying activity

No Conditions to Earn the Incentive:

  • If no existing account is open, the incentive will fund the opening deposit
  • If an existing account is open, the incentive will be deposited into the account
  • No minimum balance required
  • No hold period
  • No requirement to keep the account open for a specific length of time

The incentive is intended as a small educational reward and is not tied to account performance or ongoing account requirements.

Qualifying Activities

Report Card Incentive

As part of the Teach a Child to Save program, youth may earn a $5.00 incentive by participating in the Report Card Incentive activity.

Participation Requirements

  • Participant must be an eligible youth under the Teach a Child to Save Program
  • Participant must present a report card for the current or most recent grading period
  • The report card may be issued by a traditional school, homeschool program, or online/virtual school
  • Report cards may be presented in paper or electronic format. The child is not required to be present; a parent, guardian, or other individual may present the report card on the child’s behalf
  • The incentive may be earned once per grading period
  • The report card must be presented prior to the start of the next grading period
  • Both new and existing Super Savings accounts are eligible

The Report Card Incentive is designed to encourage positive academic habits and engagement with saving. While the activity promotes good grades as a goal, the incentive is awarded based on participation rather than academic performance. Any report card presented by an eligible youth customer qualifies for the incentive. Academic performance does not impact eligibility.

Activity Overview

Qualifying activities may be added or removed in the future and will be documented with any specific requirements applicable to that activity.

Eligibility

  • Program is available to customers age 18 and under
  • Child must open or already have a Super Savings account
  • The same program rules apply to new and existing customers

Unless otherwise specified within an individual activity, eligibility and incentive terms are consistent for all participants.